Non-Prime Lender

First American is your industry expert for all of the services needed throughout the non-prime lending process, bringing the non-prime expertise of our family of companies together into a single source. We provide you with a time- and effort-saving single point of contact for our entire suite of services, letting you concentrate on growing your business and serving your customers.

First American is well positioned and qualified to assist lenders in Policy Definition and AVM Management. We can share best practices and what trends we have witnessed in the industry. Through Vector, we have a default proprietary national AVM cascade, or we may assist you in testing AVM’s and creating your own customized rule set to meet your business and compliance parameters. We can provide you with vast market data and analytics to help you create proactive strategies and policies.

First American would like to help you test additional products that will consistently increase usable hit rates and accuracy while decreasing turn around time and average unit cost. As a national provider, First American can offer a platform for large sampling studies and analysis. We would provide consulting services to ensure that the optimum cascade matches your definition of risk and establishes accuracy thresholds based on loan-level risk. Vector is a powerful tool to accomplish these objectives in addition to assisting with compliance testing in this heightened regulatory environment.

First American has created streamlined progressive upgrade paths that serve all facets of the non-prime lending process, from pre-qualification to origination to quality control. Each product carries with it the expertise of a specific, focused member of the First American family of companies backed by the collective strength of The First American Corporation.